Two large nationwide health insurance companies raise the
Additional contribution in the new year. As the Techniker Krankenkasse (TK), the largest statutory health insurance fund with 12.3 million insured people, announced, its additional contribution will rise from 2.45 percent to 2.69 percent on January 1, 2026. This means that we remain “well below the market average”. DAK-Gesundheit, with 5.4 million insured people, announced that it would increase the additional contribution from 2.8 percent to 3.2 percent. This puts you “in the middle range of contributions” for the health insurance companies.
DAK CEO Andreas Storm told the dpa news agency: “The federal government’s small austerity package is not enough the promise of stable contribution rates in statutory health insurance “On the day the law was passed, it was clear in black and white thanks to the well-known budget decisions of the health insurance companies: “For more than 39 million insured people, the additional contribution will be increased at the turn of the year,” he said after a DAK evaluation. This is 52 percent of the insured people.
The Shortly before, the Federal Council had approved a much-discussed austerity package from Health Minister Nina Warken (CDU).. It provides for spending curbs, especially at clinics, and should ensure that health insurance companies do not increase their contributions again with savings totaling two billion euros. The compromise reached in the mediation committee stipulates that the effects of the planned savings in hospital remuneration will remain limited to 2026. In order to exclude negative consequences for the financing of hospitals in the following years, an increased value for the reimbursement of hospital treatments should be used for 2027 with a view to the previous year. The federal government also assured that this should also apply to psychiatric and psychosomatic clinics.
370 billion expenses
The umbrella association of statutory health insurance companies described the decision as small Savings package as an “important signal that politicians see the fundamental need for action”. At the same time, he showed the dimensions of the small package: This would mean next year Total expenditure expected to be around 370 billion euros – instead of 372 billion euros. There is now a small relief. Many millions of insured people and their employers still have to adapt to this“that health insurance contributions will increase at the turn of the year.”
Fund representatives have been warning for a long time that premium increases are foreseeable with this savings package. as many health insurance companies have to replenish reserves to prescribed minimum values. In addition to the respective additional contribution, the total contribution that employees and employers share includes the general rate of 14.6 percent of gross wages.
