Even though the debt has been paid, Schufa may continue to store data about late payments. A consumer sued and Schufa appealed to the Federal Court of Justice.
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The credit agency Schufa does not have to delete data about consumer payment defaults immediately after the invoice has been paid. The Federal Court of Justice (BGH) in Karlsruhe upheld Schufa’s appeal against a ruling by the Cologne Higher Regional Court. The information file had advocated three-year storage, as is currently the case.
The Cologne court must now make a new decision on the specific lawsuit brought by a former debtor. Despite reminders, he had only paid the claims after a long time, but sued against the long-term storage of his data.
This article will continue to be updated.
